In OKTO we keep your information and financial details safe, following a strict set of rules. We are an e-money distributor of Sureswipe EMI LPC, which is an electronic money institution licensed company, authorized by the Central Bank of Cyprus, under the EU Electronic Money Directives 110/2009 and 2366/2015. All e-money funds are held in segregated client accounts in European banks and cannot be lent out by partnered financial institutions.