Requesting money from friends who are also OKTO users comes at no cost when using OKTO and without the hassle of exchanging any bank details.

1. Log in to your OKTO account
2. Select ‘Send & Request’ from the home screen, and then
3. Go to the ‘Request’ section
4. By tapping on the request button, you will show the contacts of yours who also have an OKTO account.

In case it is the first time you are using P2P transfer, allow the OKTO app to access your Contacts.

5. Scroll down or type your friend’s name
6. Type or select the transferred amount and add optionally a comment
7. Tap on the ‘Submit’ button and your request will be processed.

The user will receive a request for the specified amount. Once the funds are transferred, the sender’s available balance decreases instantly. The recipient gets notified immediately that the payment has arrived and their balance increases.

* The request is valid for 10 days.